I've often wondered why... Banks get away with what they do? It makes me mad  to think that they can take your money and get away with it.. Then take you to court for their mistakes and make  them yours...I thought they  were to protect you as a member of their financial institution..So whats up with that...You wake up one  morning and your responsible for knowing the difference between a cashier check and it can be frauded.. Even tho all your life cashiers check were as save as money Now their not...Over 50 years I've been taught that Cashiers check were safe..Then days later your called stupid and dump for not knowing the difference... This same, said bank also telling any one who would listen that I often did this... I make money from it... Boy oh Boy people better wise up and smell the coffee... Banks are lying to us... Becareful with who you put your money with.... My old bank took all my money and lies about me and I'm a nobod.I have a 603.00 month disability check coming in and they say I lie...Sure I make alot of money...